OWNED RECEIVABLES Definition

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OWNED RECEIVABLES is receivables carried on the balance sheet of the institution. See MANAGED RECEIVABLES.

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DEBT CONSOLIDATION is initiating one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan.

CAPITAL SURPLUS is an archaic term. See PREMIUM ON CAPITAL STOCK.

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