AGENCY COSTS is the incremental costs of having an Agent make decisions for a principal.
BILLINGS, generally, is the request for payment of a debt. In accounting, it is sales for which invoicing has been issued.
ENDORSEMENT, dependent upon usage, can be: a. a signature that validates something, e.g. a bank cashier will not cash a check without an endorsement; b. a promotional statement, e.g. as found on the dust jackets of books; or, c. formal and explicit approval.
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