ATP (Accredited Tax Preparer), in the US, is a national credential conferred by Accreditation Council for Accountancy and Taxation to professionals who have a thorough knowledge behind the existing tax code and tax preparation of individuals, corporate and partnership tax returns.
CIRCA means about or approximately. It is used before a year, e.g. circa 2008.
INTERNATIONAL FUND is a (mutual) fund that can invest only outside the home country, e.g. the United States.
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