ATP is an acronym for After Tax Profit, Accredited Tax Preparer, and possibly more.
ORIGINAL Z-SCORE (For Public Manufacturer) If the Z-Score is 3.0 or above - bankruptcy is not likely. If the Z-Score is 1.8 or less - bankruptcy is likely. A score between 1.8 and 3.0 is the gray area. Probabilities of bankruptcy within the above ranges are 95% for one year and 70% within two years. Obviously a higher Z-Score is desirable.
COMMERCIAL LOAN is a short-term business loan usually issued for a term of up to six months.
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