CAPITALIZATION FACTOR is any multiple or divisor used to convert anticipated benefits into value.
RUNNING TOTAL is the sum of any given set of numbers that is incremented/decremented as additional numbers become available over time. For example, a retail store makes sales throughout a time period; the running total is the sum of their sales, including returns/credits, at any given point of time during that time period: day, week, month, quarter, and year.
LUMP-SUM is an agreed upon sum of money, which is paid in full settlement all at one time.
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