DELINQUENCY RATIO Definition

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DELINQUENCY RATIO is the ratio of past-due loans to total number of loans serviced.

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EURO is a currency of selected European Union countries.

EFFECTIVE INTEREST RATE is the cost of credit on a yearly basis expressed as a percentage. Includes up-front costs paid to obtain the loan, and is, therefore, usually a higher amount than the interest rate stipulated in the note.

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