DELINQUENCY RATIO Definition

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DELINQUENCY RATIO is the ratio of past-due loans to total number of loans serviced.

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INTELLECTUAL CAPITAL Intellectual capital bundles knowledge resources (how the 'production functions', that is the constellation of employees, users, processes and technologies, work). Intellectual capital enables a company to make a difference to users via its knowledge resources.

DEBT SERVICE RATIO is the measurement of debt payments to gross income.

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