FACE-AMOUNT CERTIFICATE is a debt security issued by face amount. The holder makes payments periodically to the issues, and the issuer promises to pay the purchaser the face value at maturity or the surrendered value if the security is presented by the maturity specified in the certificate.
RETAIL is the selling of goods directly to consumers; usually in small quantities and not for resale.
ADVICE NOTE is a written piece of information e.g. about the shipping status of the goods.
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