FINANCIAL PLANNER is a investment professional who assists individuals with long- and short-term financial goals.
EXPENDABLE is something that can be used and discarded without hurting the end product or the companys viability.
ADVERSE OPINION is expressed if the basis of accounting is unacceptable and distorts the financial reporting of the corporation. If auditors discover circumstances during the course of the audit that make them question whether they can issue an unqualified opinion, they should always discuss those circumstances with the client before issuing the opinion, in order to determine whether it is possible to rectify the problem.
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