IBER Definition

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IBER is Institute of Business and Economic Research (University of California) or International Business Ethics Review.

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LOAN TO VALUE RATIO, in real estate, is the percentage value for the relationship between the amount of the mortgage loan and the appraised value of the property. Loan-to-value ratio is expressed to a potential purchaser of a property in terms of the percentage a lending institution is willing to finance.

CNF is Cost and Freight.

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