M3 Definition

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M3 is the broadest measure of the U.S. money stock that consists of M2, time deposits of $100,000 or more at all depository institutions, term repurchase agreements in amounts of $100,000 or more, certain term Eurodollars and balances in money market mutual funds restricted to institutional investor.

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OPERATING EXPENSES is all selling and general & administrative expenses. Includes depreciation, but not interest expense.

GUARANTOR, in finance, is a person that promises to pay back a loan if the original borrower does not make payment.

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