MONTHLY is: a. Once a month; every month; from month to month; or, b. Done, produced, or occurring once a month.
PRESENT VALUE is the discounted value of a payment or stream of payments to be received in the future, taking into consideration a specific interest or discount rate. Present Value represents a series of future cash flows expressed in todays dollars. A given amount of money is almost always more valuable sooner than later, so present values are generally smaller than corresponding future values.
PARETO PRINCIPLE/LAW see 80 - 20 RULE.
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