NSF is Not Sufficient Funds (return check reason code).
STATEMENT OF RETAINED EARNINGS is one of the four basic financial statements; the Statement of Retained Earnings is a reconciliation of the Retained Earnings account. Information such as dividends or announced income is provided in the statement. The Statement of Retained Earnings provides information about what a companys management is doing with the companys earnings.
GAAP is Generally Accepted Accounting Principles or Generally Accepted Accounting Procedures (less common).
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