OPERATING EFFECTIVENESS Definition

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OPERATING EFFECTIVENESS is how an internal control was applied, the consistency with which it was applied, and by whom.

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ACCOUNTING is primarily a system of measurement and reporting of economic events based upon the accounting equation for the purpose of decision making. Generally, when someone says "accounting" they are referring to the department, activity or individuals involved in the application of the accounting equation.

WHOLE LOAN is a mortgage pass-through or CMO backed by non-agency, single-family home mortgages.

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