PRUDENCE is having foresight and caution along with discretion, and to not act recklessly.
BIR is Bureau of Internal Revenue, Benefit/Investment Ratio, or Best Incremental Return.
STANDARD DEDUCTIONS is used to reduce income by taxpayers who do not itemize allowable deductions on their tax returns. The amount of the deduction depends on your filing status: if you are 65 or older, if you are blind and whether you can be claimed as a dependent on another taxpayers income tax return. See ITEMIZED DEDUCTIONS.
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