SMALL-CAP Definition

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SMALL-CAP is a stock with a capitalization, meaning a total equity value, of less than $500 million.

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THREE PERCENT (3%) RULE is a rule used in vesting pension plan benefits. The participants accrued benefit must be at least equal to 3% of the participants normal projected retirement benefit for each year of participation, with a maximum of 100% after 33 1/3 years of participation.

KNOW-HOW is the knowledge and skill required to do something correctly.

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