SOCIAL CAPITAL Definition

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SOCIAL CAPITAL is networks, together with shared norms, values and understandings which facilitate cooperation within or among those groups for mutual benefit.

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FIDUCIARY is a person or business (for example, a bank or stock brokerage) who has the power and obligation to act for another (often called the beneficiary) under circumstances which require total trust, good faith and honesty.

IOU is an informal debt instrument in the form of a written promise to pay back money owed; e.g., personal loans and professional services.

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